Guardianships

A recent study by Lincoln Financial provides some interesting data that reflects a general understanding by American consumers of the value of long term care insurance, and long-term care planning, but less than half of the people surveyed took any positive action to prepare for what are often unanticipated costs.

Sometimes even adult individuals are in need of a court appointed guardian. Such situations involve individuals who are not competent to make their own decisions in one or more important area of their lives. The decision as to whether a guardian is necessary is often easy to make, but it's often hard to act upon.